How To Get UnionPay Prepaid Card Online: Buy Chinese Credit Card

A UnionPay card is a globally recognized payment solution issued by UnionPay International, one of China's largest financial institutions. Designed to offer versatility, UnionPay prepaid cards are available in both credit and debit formats, making them ideal for a wide range of users. They are easily identified by the UnionPay logo and can be either single-branded or co-branded with networks like Visa, Mastercard, or American Express. Highly popular in China and steadily expanding worldwide, our UnionPay cards are accepted by millions of merchants, offering reliable and secure transactions across borders. Whether for travel, shopping, or online payments, our UnionPay virtual card provides a trusted, internationally accepted alternative for seamless financial management.

When we use a UnionPay payment card, the process mirrors that of other major payment cards, but with a few distinctions specific to the UnionPay network. We provide the card number, expiration date, and security code at checkout, whether shopping in-store or learning how to use Union Pay card online. 

For online transactions, merchants must support UnionPay payment, often indicated by the UnionPay logo. The transaction routes through UnionPay’s secure network, authorizing the payment and completing the purchase.

Click to Purchase A Card 

Issued by - Chinese Bank

Card Status - Reloadable

Validity - 3 years

Card Preloaded Fund - 200$

Card Issue charge - $10

Currency - Chinese RMB or Chinese yen

Card Work from - All Countries

Used - Chinese & Anywhere

Suitable For - Any domestic or international transactions. Citizens from all countries can use it!

Bonus: With our UnionPay CN Card, small business owners and online exporters can make international purchases instantly, securely, and without limits.

发行银行：中资银行

卡片状态：可充值

有效期：3年

卡片预存金额：200美元

卡片开通费用：10美元

币种：人民币（CNY）

可使用国家：全球通用

使用对象：中国及全球地区

适合用途：适用于任何国内或国际交易，全球公民皆可使用！

使用我们的银联CN卡，小型企业主和在线出口商可以即时、安全且无限制地进行国际购物。

✅ Access to a Massive Customer Base: Over 9.4 billion UnionPay cards are in circulation globally, unlocking access to millions of potential Chinese customers.

✅ Capture Chinese Consumer Spending: Tap into the significant purchasing power of Chinese immigrants, students, and tourists, particularly in high-traffic markets like the USA.

✅ Global Expansion Potential: By accepting UnionPay, businesses can serve not only Chinese customers but also international shoppers who use UnionPay wallets worldwide.

✅ Partnership Opportunities: Collaborate with major platforms like Trip.com to enhance visibility and streamline payment experiences for travelers.

✅ Digital Wallet Integration: Support for over 170 international wallets enables easier transactions for visitors using UnionPay in China.

✅ Enhanced Security: Benefit from UnionPay’s robust security technologies, reducing fraud risks and building customer trust.

✅ Boost Tourism Revenue: Chinese tourists are among the highest spenders abroad—accepting UnionPay can drive higher revenues, especially in hospitality, retail, and travel industries.

✅ Global Acceptance: UnionPay cards are accepted at millions of online merchants across 181 countries and regions, including a growing number in the USA.

✅ Multi-Currency Flexibility: Easily pay in multiple currencies, helping reduce conversion fees during international purchases.

✅ Exclusive Discounts: Many online platforms offer special promotions and discounts exclusively for UnionPay cardholders, increasing savings potential.

✅ Secure Transactions: Advanced security features like 3D Secure 2 and tokenization protect users from online fraud.

✅ Low Transaction Costs: UnionPay often offers lower transaction fees compared to other international card networks.

✅ Wider Merchant Access: A UnionPay debit card connects users to a vast network of global e-commerce sites, enhancing online shopping convenience.

✅ Unique numbers: Each transaction can use a different card number, making it difficult for hackers to track your spending habits.

✅ Extra layer of protection: OTUCs are unique codes required for each transaction, providing an additional barrier against unauthorized use.

✅ Real-time notifications: Receive instant alerts for every transaction, making it easier to detect suspicious activity.

✅ Transaction Limits and Alerts: You can set spending limits to prevent unauthorized purchases or accidental overspending and Receive instant alerts for every transaction, making it easier to detect suspicious activity.

✅ Advanced algorithms: Many virtual card providers use sophisticated fraud detection systems to identify and prevent suspicious activity.

✅ Biometric Authentication: Some virtual cards require fingerprint or facial recognition for authentication, adding an extra layer of security.

Enjoy immediate access to your funds without waiting for delivery, making online transactions easier and more secure! Here are the steps for how to get UnionPay card? Follow the steps:

✍️ Visit the Gpaynow website and click “Sign In” to “Create An Account.” 

✍️ Go to the “Cards” section to view available Virtual Visa Card options.

✍️ Navigate to the “Card” to select your best options. 

✍️ Navigate to the “Add Funds” or “Deposit” section if you haven’t funded your account yet.

✍️ Choose your payment method from available options like crypto or PerfectMoney.

✍️ Follow the instructions to transfer funds into your Gpaynow account and confirm that the deposit is successful.

✍️ Return to the “Cards” section once your account has been funded.

✍️ Select the Virtual Credit Card you wish to purchase.

📝 Note: To ensure a smooth experience with your Virtual Prepaid Card, make sure to complete your account profile by accurately filling out all required information and enabling Two-Factor Authentication (2FA) for added security. Regularly monitor your account for any unusual activity and keep your security settings updated to protect your information and transactions.

✅ Borderless Virtual Card: Usable worldwide without restrictions.

✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.

✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.

✅ Issued by a US Bank: International virtual card backed by a reputable US bank.

✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure and more.

✅ Digital Marketing: Enables payments for Meta, Facebook, and Google ads.

✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.

✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.

✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.

✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.

✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.

✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.

✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.

✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.

✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.

✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.

✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.

We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a prepaid debit card or gift card at reasonable prices. Plus, you can access a prepaid debit card free with our special promotions, including a free UnionPay prepaid Visa card instantly for new users. 

As international travel and global business spending grow, using a UnionPay card—especially a UnionPay debit or credit card option—has become an essential tool for hassle-free and cost-effective payments. With the China UnionPay credit card acceptance network expanding to over 181 countries and regions, today's travelers and entrepreneurs are embracing UnionPay payment solutions to save on fees, access seamless currency conversion, and enjoy superior security with 3D Secure protection. Whether you're handling personal expenses abroad or managing corporate payments, a UnionPay card China product gives you a smart edge with its unbeatable mix of reach, reliability, and real-time crypto top-ups. Follow the tips for managing your expenses 

Activate 3D Secure on Your UnionPay Card: Over 90% of UnionPay credit card and UnionPay prepaid card transactions now support 3D Secure verification, drastically reducing fraud risks while traveling.

Use China Pay Union Globally: China UnionPay cards are now accepted at 65 million merchants worldwide, making UnionPay payment a smarter alternative to high-fee bank cards, especially in Asia, Europe, and the Middle East.

Manage Expenses via UnionPay App: Travelers using the UnionPay app report 30% faster expense tracking and instant notification of currency exchange rates while managing business trips.

Leverage Dual Currency Billing: Many UnionPay debit cards offer dual currency options (e.g., RMB and USD) on a single card Union Pay account, helping avoid 2%-5% cross-border transaction fees.

Top-Up Instantly with Crypto: Choose platforms offering crypto-based top-ups for your prepaid UnionPay card, providing you with seamless access to funds without traditional banking delays.

Link Your Card to Mobile Wallets: You can now easily add your China Union Pay card to your iPhone or Android to enjoy contactless transactions in over 50 countries.

Understand Limits and Charges: Many UnionPay Money card China issuers offer higher international ATM withdrawal limits compared to Visa or Mastercard, with lower flat-fee structures.

Check Acceptance Networks: Before traveling, check where union pay cards are widely accepted, especially if you're heading to places like Southeast Asia, Eastern Europe, or Australia.

Get a Spare UnionPay Card: Always carry a backup UnionPay debit card for emergencies; application processes have become instant and online if you're wondering how to get a UnionPay card.

You can readily use them for international transactions, provided you understand the key requirements and processes.

✍️ Confirm your UnionPay card is enabled for international use with your bank.

✍️ Notify your bank about your travel or online international spending plans.

✍️ Understand any foreign transaction fees and currency conversion policies.

✍️ Apply for a UnionPay card through international banks if you don't already have one.

✍️ Locate merchants and ATMs that accept UnionPay by checking for the logo.

✍️ Use your UnionPay card normally at POS terminals abroad for payments.

✍️ Track and manage your international transactions through your bank’s app or online banking.

With our international UnionPay card in hand, you can take advantage of cross-border shopping opportunities at a wide range of overseas merchants. The global UnionPay network supports transactions in over 180 countries, allowing us to use our UnionPay card china for both in-store and online shopping abroad.

Many international e-commerce platforms accept UnionPay, making it convenient to purchase goods and services from outside China. When you shop online, simply select UnionPay at checkout and enter your card details. This seamless process helps us avoid currency exchange hassles and provides a secure, reliable payment experience wherever Global UnionPay is accepted.

Türkiye, Chile, Hong Kong, Cayman Islands, Bangladesh, Argentina, Taiwan, Thailand, St. Helena, El Salvador, Colombia, Peru, Romania, Uruguay, Costa Rica, Guatemala, Singapore, Nicaragua, Mexico, Panama, Cambodia, Hungary, Honduras, Ecuador, Aruba, Lithuania, Vietnam, Equatorial Guinea, Australia, Azerbaijan, Sri Lanka, Malaysia, Bolivia, Dominican Republic,latin america, Paraguay, Brazil, Cyprus, Czechia, Latvia, Guam, Estonia, Canada, Curaçao, Germany, Pakistan, Poland, French Guiana, U.S. Virgin Islands, St. Lucia, Philippines, Morocco, Georgia, Netherlands, Nepal, Martinique, Austria, Puerto Rico, India, United Kingdom, New Zealand, Algeria, Serbia, French Polynesia, Jamaica, Andorra, Bahrain, Montenegro, Slovakia, United States, Iceland, Ireland, China, Macao, Venezuela, Denmark, North Macedonia, Luxembourg, United Arab Emirates, Norway, Moldova, Antigua & Barbuda, Bulgaria, Ethiopia, Isle of Man, Switzerland, Qatar, Kuwait, Guernsey, Indonesia, Slovenia, Croatia, Laos, Spain, Maldives, Sweden, Tunisia, Finland, Western Sahara, Malta, Mauritius, Portugal, Barbados, Guyana, South Africa, Belgium, Belize, Timor-Leste, St. Barthélemy, Kenya, Réunion, Guadeloupe, Zimbabwe, France, Saudi Arabia, Trinidad & Tobago, Suriname, Bosnia & Herzegovina, Oman, Bahamas, Israel, Myanmar (Burma), Albania, Cuba, Greece, Madagascar, Kosovo, Nigeria, Brunei, Jersey, Iraq, Egypt, Fiji, Botswana, Jordan, Eswatini, Senegal, Ukraine, Lebanon, Ghana, South Sudan, South Korea, Kazakhstan, Japan, Mozambique, Papua New Guinea, Somalia, Togo, Italy, Namibia, Sudan, Palestine, Rwanda, Syria, Guinea, Gabon, Armenia, Uganda, Bhutan, Yemen, Congo - Brazzaville, Mongolia, Malawi, Uzbekistan, Turkmenistan, Angola, Tanzania, Cameroon, Zambia, Libya, Côte d'Ivoire, Belarus, Haiti, Northern Mariana Islands, Kyrgyzstan, Russia, Tajikistan, Congo - Kinshasa, Afghanistan, Iran, Mauritania, Benin, Burkina Faso, Niue, Anguilla, North Korea, St. Kitts & Nevis, Kiribati, Lesotho, St. Martin, Monaco, British Indian Ocean Territory, Palau, Heard & McDonald Islands, Greenland, Grenada, South Georgia & South Sandwich Islands, Guinea-Bissau, Svalbard & Jan Mayen, Solomon Islands, Sierra Leone, Gambia, San Marino, Gibraltar, St. Pierre & Miquelon, Micronesia, Faroe Islands, São Tomé & Príncipe, Falkland Islands, Eritrea, Dominica, Djibouti, Christmas Island, Sint Maarten, Seychelles, Cape Verde, Turks & Caicos Islands, Chad, Comoros, Cook Islands, Marshall Islands, Tokelau, Mali, Pitcairn Islands, Tonga, Montserrat, Cocos Islands, Central African Republic, Tuvalu, Bouvet Island, Mayotte, Bermuda, Nauru, U.S. Outlying Islands, New Caledonia, Caribbean Netherlands, Niger, Vatican City, St. Vincent & Grenadines, Burundi, British Virgin Islands, French Southern Territories, Antarctica, Vanuatu, Wallis & Futuna, Samoa, American Samoa, Åland Islands, Liberia, Norfolk Island, Liechtenstein.

UnionPay stands out because of its wider acceptance in Asia, lower international transaction fees, and strong 3D Secure protections for online payments. Unlike Visa or Mastercard, UnionPay focuses on bridging China with the world’s merchants. Plus, UnionPay virtual cards—like ours—are built for global e-commerce, crypto funding, and hassle-free cross-border transactions. Whether you shop on AliExpress, book flights, or pay on Netflix, UnionPay ensures secure, seamless payments, often with better currency conversion rates than traditional Western cards.

Yes! Foreigners can easily use our UnionPay virtual cards—no Chinese ID or bank account needed. Just sign up, top up with crypto, and start spending globally.

UnionPay is accepted at over 55 million online merchants across 180+ countries! Popular platforms like AliExpress, Shein, Agoda, Trip.com, Rakuten, and many digital subscription services fully support UnionPay. You can also link your UnionPay virtual card to Apple Pay, Samsung Pay, and Google Pay for mobile purchases. From booking hotels to shopping fashion to paying for streaming services, UnionPay gives you a global pass for online spending.

With us, you can load money onto your UnionPay prepaid card via crypto—such as Bitcoin (BTC), Tether (USDT), Ethereum (ETH), and other stablecoins. Here’s how it works:

Step-1: Sign into your account.

Step-2: Choose your UnionPay virtual card.

Step-3: Select a crypto funding option.

Step-4: Confirm and your card will be topped up in minutes! No banks, no paperwork, no delays—just fast, secure crypto payments into your UnionPay balance.

Absolutely. Your UnionPay card works in 180+ countries, including the US, UK, Europe, Australia, Japan, and UAE, online and in-store.

Simple! Sign up with us, verify your email, top up with crypto, and instantly get a UnionPay virtual card—no Chinese residency needed.

Reloading our virtual prepaid card is a straightforward process that ensures you can enjoy hassle-free shopping and secure transactions.

You can easily add funds using bank transfers or by converting a virtual UnionPay prepaid gift card to cash.

Checking out the UnionPay prepaid card review can help you choose the best methods for your needs, especially when using UnionPay prepaid virtual gift cards.

Typically, we might encounter fees for activation, reloading, or international transactions.

With a gift card prepaid virtual, we can manage these costs effectively.

Getting the assistance you need for our UnionPay virtual credit card can be a straightforward process with the right resources at hand.

You can reach out to customer support via email at support@gpaynow.com or chat on the website.