Virtual Credit Card Malaysia: Apply for Prepaid, Debit & Credit Card

Step: 1

Access your Virtual card in the main navigation under our card section

Step: 2

No Application or credit check is required. Your Card is ready!

Step: 3

Start using your virtual Malaysia prepaid card for all your Purchases!

👉 Type: 2D Card

👉 Card Status: Not-Reloadable

👉 Validity: 6 Months

👉 Card Preloaded Fund: 50$

👉 Card Issue charge: $0 fee

👉 Card Work from: All Countries

👉 Type: 3Ds Visa Card

👉 Card Status: Reloadable

👉 Validity: 3 years

👉 Card Preloaded Fund: $285

👉 Card Issue charge:  $15 fee

👉 Card Work from: All Countries

👉 Bin: Universal Bin card works for all major merchants

👉 Type: 3Ds Mastercard

👉 Issued from: USA Bank

👉 Card Status: Reloadable

👉 Validity: 1 year

👉 Card Preloaded Fund: $95

👉 Card Issue charge:  $5 fee

👉 Card Work from: All Countries

👉 Bin: Universal Bin card works for all countries

👉 Features: Borderless!

Embracing the digital era,  Malaysian prepaid cards now offer the opportunity to pay anywhere with your virtual Visa crypto card. This innovative solution merges the convenience of a traditional credit card Malaysia with the flexibility of cryptocurrency. You can load your virtual credit card with digital assets, enabling secure, seamless transactions at any location that accepts Visa. 

👉 Pay securely online anywhere Visa is accepted

👉 Use your card for in-store purchases with a PIN or contactless payment

👉 Instant usage notifications for peace of mind

👉 3D Secure for added transaction security

👉 Virtual and physical card options are available

👉 Withdraw cash from ATMs with a physical card

👉 Easy top-ups with crypto like BTC, ETH, USDC, and more

✅ Unique numbers: Each transaction can use a different card number, making it difficult for hackers to track your spending habits.

✅ Extra layer of protection: OTUCs are unique codes required for each transaction, providing an additional barrier against unauthorized use.

✅ Real-time notifications: Receive instant alerts for every transaction, making it easier to detect suspicious activity.

✅ Transaction Limits and Alerts: You can set spending limits to prevent unauthorized purchases or accidental overspending and receive instant alerts for every transaction, making it easier to detect suspicious activity.

✅ Advanced algorithms: Many virtual card providers use sophisticated fraud detection systems to identify and prevent suspicious activity.

✅ Biometric Authentication: Some virtual cards require fingerprint or facial recognition for authentication, adding an extra layer of security.

Enjoy immediate access to your funds without waiting for delivery, making online transactions easier and more secure! Here are the steps for How to get a credit card in Malaysia. Follow the steps:

✍️ Visit the Gpaynow website and click “Sign In” to “Create An Account.” 

✍️ Go to the “Cards” section to view available Virtual Visa Card options.

✍️ Navigate to the “Card” to select your best options. 

✍️ Navigate to the “Add Funds” or “Deposit” section if you haven’t funded your account yet.

✍️ Choose your payment method from available options like crypto or PerfectMoney.

✍️ Follow the instructions to transfer funds into your Gpaynow account and confirm that the deposit is successful.

✍️ Return to the “Cards” section once your account has been funded.

✍️ Select the virtual Card Malaysia you wish to purchase.

📝 Note: To ensure a smooth experience with your virtual prepaid card, complete your account profile by accurately filling out all required information and enabling Two-Factor Authentication (2FA) for added security. Regularly monitor your account for unusual activity and keep your security settings updated to protect your information and transactions.

✅ Borderless Virtual Card: Usable worldwide without restrictions.

✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.

✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.

✅ Issued by a US Bank: International virtual card backed by a reputable US bank.

✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure, and more.

✅ Digital Marketing: Enables Meta, Facebook, and Google ads payments.

✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.

✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.

✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.

✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.

✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.

✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.

✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.

✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.

✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.

✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.

✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.

We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a prepaid visa card in Malaysia at reasonable prices. Plus, you can access a virtual visa card for free with our special promotions, including a free virtual visa card instantly for new users. 

Gpaynow offers unparalleled convenience, security, and flexibility, perfect for online shoppers, freelancers, and digital nomads. Instantly generated and easily reloadable, it allows you to make seamless global transactions without exposing your personal banking details. With support for cryptocurrency payments, our Malaysia virtual credit card lets you make purchases, pay bills, and manage subscriptions across platforms, ensuring anonymity and protection against fraud. Plus, no need to wait for physical delivery – your card is available instantly upon purchase! 

24/7 customer support: Our dedicated team is available to assist you whenever you need it.

Convenience and flexibility: With our instant Malaysia prepaid card, you can make global transactions without revealing personal banking details.

Security and fraud protection: Our system is equipped with state-of-the-art security measures to safeguard your transactions.

Customizable spending limits: Set spending limits to control your expenses.

Instant issuance: Create a virtual card in minutes.

International acceptance: Our Malaysia prepaid cards are accepted worldwide.

No annual fees: Enjoy our card services without any hidden charges.

Focus on Virtual Cards: Gpaynow is specifically tailored to users looking for virtual cards, making it perfect for digital nomads, online shoppers, and freelancers who need seamless online transactions.

Lower Fees: Gpaynow offers competitive and transparent pricing with low fees, especially for international transactions.

Specialized for Crypto: If you’re a crypto enthusiast, Gpaynow’s crypto support through Visa-backed cards gives you the flexibility to spend your digital assets just like cash.

Local Advantage: Gpaynow’s specific focus on Malaysia Ringgit (RM) and Malaysia's financial ecosystem makes it a perfect choice for users in  Malaysia, offering tailored services and low-cost transactions in the local currency.

Using a credit card in Malaysia is convenient, but smart usage can save you money and protect your finances. Here are some essential tips:

Choose Cards with No Foreign Transaction Fees: If you plan to shop online or travel, pick a credit card Malaysia option that doesn't charge extra for international payments.

Use Contactless Payments: Malaysians increasingly prefer contactless payments. Tap to pay wherever possible for quicker and safer transactions.

Monitor Your Spending: Whether you're using a virtual credit card Malaysia or a physical card, regularly track your transactions to avoid overspending.

Look for Cashback and Rewards: Many Malaysia prepaid cards and credit cards offer cashback on groceries, dining, and petrol — take full advantage of these perks.

Stay Safe Online: For online shopping, consider using a Malaysia virtual card for extra protection against fraud and unauthorized charges.

Notify Your Bank When Traveling: If you’re traveling outside Malaysia, inform your card provider to avoid transaction blocks due to security alerts.

Traveling abroad or managing foreign expenses has never been easier for Malaysians with a Malaysian Ringgit travel card. At Gpaynow, we offer a hassle-free, 3D secure, and seamless travel money card for Malaysian travelers powered through crypto — perfect for today’s cashless lifestyle. As more Malaysians prefer cashless payments and digital wallets when traveling (with over 85% of Malaysians adopting e-wallets and virtual cards for travel, according to Bank Negara Malaysia), choosing the right travel money card ensures smoother transactions and better money management wherever you go.

Here’s why a Malaysian card from Gpaynow is the ultimate travel companion:

Multi-Currency Access: Instantly convert your Malaysian Ringgit card balance to USD, EUR, GBP, and more at competitive rates.

No Surprise Fees: Avoid high currency conversion fees and ATM withdrawal charges common with traditional Malaysia cards.

Real-Time Spending Control: Track your expenses live and manage your budget easily with your Malaysian Ringgit Currency Card.

Enhanced Security: Our virtual cards are fully 3D secure, minimizing the risk of fraud during overseas transactions.

Instant Top-Ups via Crypto: Quickly reload your card from anywhere in the world with Bitcoin, USDT, and other major cryptocurrencies.

Türkiye, Chile, Hong Kong, Cayman Islands, Bangladesh, Argentina, Taiwan, Thailand, St. Helena, El Salvador, Colombia, Peru, Romania, Uruguay, Costa Rica, Guatemala, Singapore, Nicaragua, Mexico, Panama, Cambodia, Hungary, Honduras, Ecuador, Aruba, Lithuania, Vietnam, Equatorial Guinea, Australia, Azerbaijan, Sri Lanka, Malaysia, Bolivia, Dominican Republic,latin america, Paraguay, Brazil, Cyprus, Czechia, Latvia, Guam, Estonia, Canada, Curaçao, Germany, Pakistan, Poland, French Guiana, U.S. Virgin Islands, St. Lucia, Philippines, Morocco, Georgia, Netherlands, Nepal, Martinique, Austria, Puerto Rico, India, United Kingdom, New Zealand, Algeria, Serbia, French Polynesia, Jamaica, Andorra, Bahrain, Montenegro, Slovakia, United States, Iceland, Ireland, China, Macao, Venezuela, Denmark, North Macedonia, Luxembourg, United Arab Emirates, Norway, Moldova, Antigua & Barbuda, Bulgaria, Ethiopia, Isle of Man, Switzerland, Qatar, Kuwait, Guernsey, Indonesia, Slovenia, Croatia, Laos, Spain, Maldives, Sweden, Tunisia, Finland, Western Sahara, Malta, Mauritius, Portugal, Barbados, Guyana, South Africa, Belgium, Belize, Timor-Leste, St. Barthélemy, Kenya, Réunion, Guadeloupe, Zimbabwe, France, Saudi Arabia, Trinidad & Tobago, Suriname, Bosnia & Herzegovina, Oman, Bahamas, Israel, Myanmar (Burma), Albania, Cuba, Greece, Madagascar, Kosovo, Nigeria, Brunei, Jersey, Iraq, Egypt, Fiji, Botswana, Jordan, Eswatini, Senegal, Ukraine, Lebanon, Ghana, South Sudan, South Korea, Kazakhstan, Japan, Mozambique, Papua New Guinea, Somalia, Togo, Italy, Namibia, Sudan, Palestine, Rwanda, Syria, Guinea, Gabon, Armenia, Uganda, Bhutan, Yemen, Congo - Brazzaville, Mongolia, Malawi, Uzbekistan, Turkmenistan, Angola, Tanzania, Cameroon, Zambia, Libya, Côte d'Ivoire, Belarus, Haiti, Northern Mariana Islands, Kyrgyzstan, Russia, Tajikistan, Congo - Kinshasa, Afghanistan, Iran, Mauritania, Benin, Burkina Faso, Niue, Anguilla, North Korea, St. Kitts & Nevis, Kiribati, Lesotho, St. Martin, Monaco, British Indian Ocean Territory, Palau, Heard & McDonald Islands, Greenland, Grenada, South Georgia & South Sandwich Islands, Guinea-Bissau, Svalbard & Jan Mayen, Solomon Islands, Sierra Leone, Gambia, San Marino, Gibraltar, St. Pierre & Miquelon, Micronesia, Faroe Islands, São Tomé & Príncipe, Falkland Islands, Eritrea, Dominica, Djibouti, Christmas Island, Sint Maarten, Seychelles, Cape Verde, Turks & Caicos Islands, Chad, Comoros, Cook Islands, Marshall Islands, Tokelau, Mali, Pitcairn Islands, Tonga, Montserrat, Cocos Islands, Central African Republic, Tuvalu, Bouvet Island, Mayotte, Bermuda, Nauru, U.S. Outlying Islands, New Caledonia, Caribbean Netherlands, Niger, Vatican City, St. Vincent & Grenadines, Burundi, British Virgin Islands, French Southern Territories, Antarctica, Vanuatu, Wallis & Futuna, Samoa, American Samoa, Åland Islands, Liberia, Norfolk Island, Liechtenstein.

Yes! Gpaynow works in many places across Malaysia, especially in big cities. Ensure your app is linked to an internationally accepted card, and enjoy quick, tap-to-pay convenience!

Yes, you can easily get a credit card in Malaysia, including prepaid credit cards, prepaid MasterCard, and virtual credit cards. Whether you're looking for a traditional credit card or something more flexible like a prepaid Visa card or a crypto-based virtual card, there are plenty of options available. Virtual credit cards in Malaysia, like the Best Crypto Card in Malaysia, offer an added layer of security, are easy to use, and are perfect for online payments, ensuring your transactions are hassle-free and 3D secure.

At the moment, Gpaynow is not directly available in Malaysia. However, Malaysia offers many secure, seamless alternatives for online payments and virtual credit cards. Whether you need a prepaid card, prepaid Visa or MasterCard, or a crypto-enabled virtual credit card, you can access reliable and secure payment solutions tailored to your needs.

You can buy various payment cards online through reliable local services that specialize in prepaid and virtual cards. If you're looking for a prepaid Visa card in Malaysia or a virtual credit card, you can easily purchase them from local providers offering hassle-free services. We specialize in providing secure virtual credit cards, including the Best Crypto Card in Malaysia, for seamless transactions and top-notch security with 3D secure features.

Security is a top concern for anyone using virtual visa cards, and for good reason. With options like a virtual visa gift card or a visa reward virtual card, we can manage our finances securely. We offer robust protection against fraud, especially for international transactions. We can enjoy peace of mind knowing our personal banking details remain hidden and safe.

Definitely! US credit cards are widely accepted, though smaller spots might prefer cash. Just enable international transactions, notify your bank, and you’re good to go!

Absolutely, you can use a virtual Visa card for online purchases! Our cards work just like traditional Visa cards, allowing us to shop online without revealing personal banking details.

Absolutely, you can use a virtual Visa card for international transactions! 

Whenever you need to buy something from an overseas retailer, a virtual Visa card is my go-to solution. It makes international transactions smooth and secure, so you don’t have to worry about hiccups. Plus, the flexibility of a virtual prepaid Visa card helps me keep my spending in check while enjoying all the benefits that come with it.

Reloading our virtual visa card is a straightforward process that ensures you can enjoy hassle-free shopping and secure transactions.

You can easily add funds using bank transfers or by converting a virtual visa gift card to cash.

Checking out the virtual prepaid Visa card review can help you choose the best methods for your needs, especially when using Visa virtual gift cards.

Typically, we might encounter fees for activation, reloading, or international transactions.

With a Visa Virtual gift card, we can manage these costs effectively.

With the right resources, getting the assistance you need for our virtual prepaid card can be straightforward.

You can contact customer support via email at support@gpaynow.com or chat on the website.