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Our Virtual Card Features
✅ Borderless Virtual Card: Usable worldwide without restrictions.
✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.
✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.
✅ Issued by a US Bank: International virtual card backed by a reputable US bank.
✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure and more.
✅ Digital Marketing: Enables payments for Meta, Facebook, and Google ads.
✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.
✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.
✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.
✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.
✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.
✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.
✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.
✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.
✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.
✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.
✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.
Why Choose Our Virtual Amex Card?
At Gpaynow, We offer unparalleled convenience, security, and flexibility, perfect for online shoppers, freelancers, and digital nomads. Instantly generated and easily reloadable, it allows you to make seamless global transactions without exposing your personal banking details. With support for cryptocurrency payments, our Virtual Amex Card lets you make purchases, pay bills, and manage subscriptions across platforms, ensuring anonymity and protection against fraud. Plus, no need to wait for physical delivery – your card is available instantly upon purchase!
✅ 24/7 customer support: Our dedicated team is available to assist you whenever you need it.
✅ Convenience and flexibility: With our instant virtual Amex gift card, you can make global transactions without revealing personal banking details.
✅ Security and fraud protection: Our system is equipped with state-of-the-art security measures to safeguard your transactions.
✅ Customizable spending limits: Set spending limits to control your expenses.
✅ Instant issuance: Create a virtual card in minutes.
✅ International acceptance: Our virtual Amex cards are accepted worldwide.
✅ No annual fees: Enjoy our card services without any hidden charges.
Real-World Use Cases of Amex Card
Travel bookings: Temporary cards for flight, hotel, or car rentals to reduce fraud risk.
Subscription management: Avoid charges after free trials by using a virtual card that expires.
Vendor payments: Issue unique cards per supplier to track and control spending.
Remote work: Instantly issue cards to remote teams or freelancers.
Marketing & media buying: Prevent overspending by capping daily or campaign budgets.
Virtual Cards Are Booming: Where Amex and the Industry Go Next
The world of virtual cards isn’t just growing — it’s skyrocketing. Forbes predicts that by 2026, global virtual card transaction volumes could surpass an incredible $1.3 trillion, fueled by the unstoppable rise of remote work, e-commerce, and on-demand digital payments.
Behind the scenes, new technologies like tokenization and AI-driven fraud detection are making payments smarter and safer, while real-time approvals and embedded finance features turn every transaction into a seamless experience.
American Express isn’t standing still either: through partnerships with innovators like Coupa and MineralTree, they’re pushing corporate virtual card solutions into new territory. Meanwhile, consumer demand is exploding — shoppers now expect to pay for subscriptions and online purchases using secure, one-time-use virtual cards. Fintech leaders like Privacy.com prove just how real (and fast) this demand is growing.
At Gpaynow, we see these trends shaping the next wave of digital payments — making them faster, safer, and smarter for everyone.
How Does Amex Virtual Card Compare to Competitors?
Feature |
Amex Virtual Card |
Visa/Mastercard (e.g., Capital One Eno, Citi) |
Fintechs (Privacy.com, Revolut) |
Target audience |
Corporate / B2B |
Consumers & businesses |
Mostly consumers, freelancers, SMBs |
Retail availability |
Limited |
Broader |
Broadest |
Spend controls |
Advanced, B2B-focused |
Basic to moderate |
Moderate to advanced |
Integration |
ERP & expense software |
Limited |
API integrations |
Fees |
Included in corporate card programs |
Varies |
Free or low-cost tiers |
Does Amex Offer Virtual Cards?
Yes. American Express provides virtual card numbers in multiple ways:
For Consumers:
Available in the Amex app and Google Chrome autofill.
Works with eligible Amex personal cards (Platinum, Gold, Blue, etc.).
For Businesses:
Through Amex Extend (Paywithextend), companies can generate employee-specific virtual cards for secure spending and expense management.
Special Cases:
Amex Gift Cards and Reward Cards are also available in digital form, usable online like a standard virtual card.
Supported countries for Amex virtual card
Türkiye, Chile, Hong Kong, Cayman Islands, Bangladesh, Argentina, Taiwan, Thailand, St. Helena, El Salvador, Colombia, Peru, Romania, Uruguay, Costa Rica, Guatemala, Singapore, Nicaragua, Mexico, Panama, Cambodia, Hungary, Honduras, Ecuador, Aruba, Lithuania, Vietnam, Equatorial Guinea, Australia, Azerbaijan, Sri Lanka, Malaysia, Bolivia, Dominican Republic,latin america, Paraguay, Brazil, Cyprus, Czechia, Latvia, Guam, Estonia, Canada, Curaçao, Germany, Pakistan, Poland, French Guiana, U.S. Virgin Islands, St. Lucia, Philippines, Morocco, Georgia, Netherlands, Nepal, Martinique, Austria, Puerto Rico, India, United Kingdom, New Zealand, Algeria, Serbia, French Polynesia, Jamaica, Andorra, Bahrain, Montenegro, Slovakia, United States, Iceland, Ireland, China, Macao, Venezuela, Denmark, North Macedonia, Luxembourg, United Arab Emirates, Norway, Moldova, Antigua & Barbuda, Bulgaria, Ethiopia, Isle of Man, Switzerland, Qatar, Kuwait, Guernsey, Indonesia, Slovenia, Croatia, Laos, Spain, Maldives, Sweden, Tunisia, Finland, Western Sahara, Malta, Mauritius, Portugal, Barbados, Guyana, South Africa, Belgium, Belize, Timor-Leste, St. Barthélemy, Kenya, Réunion, Guadeloupe, Zimbabwe, France, Saudi Arabia, Trinidad & Tobago, Suriname, Bosnia & Herzegovina, Oman, Bahamas, Israel, Myanmar (Burma), Albania, Cuba, Greece, Madagascar, Kosovo, Nigeria, Brunei, Jersey, Iraq, Egypt, Fiji, Botswana, Jordan, Eswatini, Senegal, Ukraine, Lebanon, Ghana, South Sudan, South Korea, Kazakhstan, Japan, Mozambique, Papua New Guinea, Somalia, Togo, Italy, Namibia, Sudan, Palestine, Rwanda, Syria, Guinea, Gabon, Armenia, Uganda, Bhutan, Yemen, Congo - Brazzaville, Mongolia, Malawi, Uzbekistan, Turkmenistan, Angola, Tanzania, Cameroon, Zambia, Libya, Côte d'Ivoire, Belarus, Haiti, Northern Mariana Islands, Kyrgyzstan, Russia, Tajikistan, Congo - Kinshasa, Afghanistan, Iran, Mauritania, Benin, Burkina Faso, Niue, Anguilla, North Korea, St. Kitts & Nevis, Kiribati, Lesotho, St. Martin, Monaco, British Indian Ocean Territory, Palau, Heard & McDonald Islands, Greenland, Grenada, South Georgia & South Sandwich Islands, Guinea-Bissau, Svalbard & Jan Mayen, Solomon Islands, Sierra Leone, Gambia, San Marino, Gibraltar, St. Pierre & Miquelon, Micronesia, Faroe Islands, São Tomé & Príncipe, Falkland Islands, Eritrea, Dominica, Djibouti, Christmas Island, Sint Maarten, Seychelles, Cape Verde, Turks & Caicos Islands, Chad, Comoros, Cook Islands, Marshall Islands, Tokelau, Mali, Pitcairn Islands, Tonga, Montserrat, Cocos Islands, Central African Republic, Tuvalu, Bouvet Island, Mayotte, Bermuda, Nauru, U.S. Outlying Islands, New Caledonia, Caribbean Netherlands, Niger, Vatican City, St. Vincent & Grenadines, Burundi, British Virgin Islands, French Southern Territories, Antarctica, Vanuatu, Wallis & Futuna, Samoa, American Samoa, Åland Islands, Liberia, Norfolk Island, Liechtenstein.
FAQs for Amex VCC
What is a Virtual Card?
A virtual card is a digital payment method that allows users to make transactions online without using a physical card. It generates a temporary card number, which can be used for purchases while protecting your real card details. Our virtual cards are primarily designed for secure online payments, offering enhanced security and privacy by masking your actual card information.
Does Amex Have a Virtual Card?
Yes, our American Express (Amex) offers virtual card solution, allowing customers to make online purchases with a temporary, unique card number linked to their existing Amex account. These virtual cards provide the same security and convenience as physical Amex cards while adding an extra layer of protection against fraud and unauthorized transactions.
Can I Put My Amex Card on My Phone?
Yes, you can easily add your Amex card to your smartphone through mobile payment services such as Apple Pay or Google Pay. We enable you to use your Amex card for both online and in-store transactions directly from your phone, ensuring convenience and security while making payments.
Are Virtual Cards Accepted Everywhere?
Our Amex virtual cards are accepted by any merchant that accepts American Express as a payment method. While virtual cards are widely accepted for online purchases, their use in physical stores may require integration with digital wallets like Apple Pay or Google Pay, which are accepted by most retailers globally.
Will I Earn Rewards on Virtual Card Purchases?
Yes, you will earn the same rewards on purchases made with an Amex virtual card as you would with a physical American Express card. Whether you’re earning membership points, cash back, or other rewards, all virtual card transactions contribute to your rewards balance, ensuring you get the same benefits from your purchases.
What is the difference between a virtual Amex card and a physical Amex card?
A virtual Amex card is perfect for online shopping and digital transactions, offering the same benefits as a physical card but without the need to carry it around. It provides added security and convenience when making purchases online. On the other hand, a physical Amex card is your go-to for in-store shopping, letting you swipe or tap wherever you are. So, if you're looking for simplicity and extra security for online purchases, a virtual card is the way to go!
How secure are virtual Amex cards?
Security is a top concern for anyone using virtual Amex cards, and for good reason. With options like a virtual Amex gift card or a Amex reward virtual card, we can manage our finances securely. We offer robust protection against fraud, especially for international transactions. We can enjoy peace of mind knowing our personal banking details remain hidden and safe.
How to use an Amex virtual card?
An Amex virtual card works like a digital American Express credit card. After receiving your card details (card number, expiry, CVV), simply:
✍️ Enter them at any online store that accepts Amex.
✍️ Use for app payments like Netflix, Uber, and Amazon.
✍️ Enjoy 3D Secure protection for safer transactions.
✍️ Pay globally with crypto-loaded balance — no borders, no banks.
Does American Express offer virtual credit card numbers?
Yes, American Express offers virtual card numbers through select services like Amex Send & Split, but availability is limited.
With us, you get instant, 3D Secure Amex virtual cards worldwide — no bank account or credit check required, and fully crypto-supported.
Can I use a virtual Amex card for online purchases?
Absolutely, you can use a virtual Amex card for online purchases! Our cards work just like traditional Amex cards, allowing us to shop online without revealing personal banking details.
Can I use a virtual Amex card for international transactions?
Absolutely, you can use a virtual Amex card for international transactions!
Whenever you need to buy something from an overseas retailer, a virtual Amex card is my go-to solution. It makes international transactions smooth and secure, so you don’t have to worry about any hiccups. Plus, the flexibility of a virtual prepaid Amex card helps me keep my spending in check while enjoying all the benefits that come with it.
How do I reload my virtual Amex card?
Reloading our virtual Amex card is a straightforward process that ensures you can keep enjoying hassle-free shopping and secure transactions.
You can easily add funds using bank transfers or by converting a virtual Amex gift card to cash.
Checking out the virtual prepaid Amex card review can help you choose the best methods for your needs, especially when using Amex virtual gift cards.
How To Use the American Express Virtual Card Number
The Amex virtual card number offers a seamless and secure shopping experience, making it easy for us to protect our financial information while making online purchases.
To utilize this feature, we first need to enroll in our eligible Card. Once we do this, Amex replaces our physical Card number with a digital version, ensuring our actual number isn’t shared with merchants.
This process is straightforward: we simply follow the prompts in our Amex account settings to create an Amex credit virtual card. Each time we make a payment, the system dynamically populates a unique 4-digit code needed for checkout.
Who’s Eligible for the Amex Prepaid Card Number?