Looking for the best virtual credit card Singapore to take control of your online spending? You’re not alone. As digital payments surge across the country, more Singaporeans are choosing virtual cards over traditional banking. Whether you're shopping online, subscribing to Netflix, or managing your business expenses, a Singapore virtual card gives you flexibility, security, and instant access—no physical card needed.
At Gpaynow, we offer the most trusted and secure Virtual Credit Cards in Singapore, designed for seamless global payments, enhanced privacy, and real-time control over your spending. Our multi-currency cards support SGD, USD, and more—perfect for travelers, freelancers, and crypto users alike.
With increasing demand for virtual cards in Singapore due to data breaches and hidden bank fees, Gpaynow stands out as your hassle-free, crypto-supported solution. Experience fast setup, 3D Secure protection, and global acceptance—powered by Gpaynow.
How Does a Singapore Dollar Virtual Card Work?
A Singapore Dollar (SGD) virtual card is a digital-first payment solution designed for modern-day convenience and financial control. Unlike physical cards, this Singapore virtual credit card exists entirely online, giving you the power to make secure payments, shop internationally, pay for streaming services, or manage business expenses — all in Singapore’s local currency, the SGD.
When you sign up for a prepaid Singapore debit card, you're instantly issued a unique 16-digit card number, expiry date, and CVV code. Once loaded with funds, it’s ready to use across global e-commerce sites, local merchants, ride-hailing apps, and digital platforms like Grab, Shopee, and Netflix.
Amid Singapore’s fast shift toward cashless transactions and multi-currency spending, this virtual business card offers next-level security, real-time spend tracking, and global reach without the need for a bank account. It’s the ideal choice for digital natives, travelers, freelancers, and crypto users who want financial freedom, backed by the trusted SGD.
How Does Our Singapore Virtual Credit Card Work?
Step: 1
Access your Virtual card in the main navigation under our card section
Step: 2
No Application or credit check is required. Your Card is ready!
Step: 3
Start using your virtual Singapore prepaid card for all your Purchases!
Best Virtual Credit Card Singapore - Seamless Payments.
👉 Type: 2D Card
👉 Card Status: Not-Reloadable
👉 Validity: 6 Months
👉 Card Preloaded Fund: 50$
👉 Card Issue charge: $0 fee
👉 Card Work from: All Countries
👉 Type: 3Ds Visa Card
👉 Card Status: Reloadable
👉 Validity: 3 years
👉 Card Preloaded Fund: $285
👉 Card Issue charge: $15 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all major merchants
👉 Type: 3Ds Mastercard
👉 Issued from: USA Bank
👉 Card Status: Reloadable
👉 Validity: 1 year
👉 Card Preloaded Fund: $95
👉 Card Issue charge: $5 fee
👉 Card Work from: All Countries
👉 Bin: Universal Bin card works for all countries
👉 Features: Borderless!
Secure Online Payments Anywhere with a Singapore Virtual Visa Crypto Card
Join the digital finance movement with a Singapore Virtual Visa Crypto Card, a powerful prepaid solution that combines Visa's trust with cryptocurrency's freedom. Whether you're shopping locally in SGD or making international purchases, this virtual card gives you full control, speed, and flexibility—all without needing a traditional bank.
Easily top up your Singapore virtual debit card using popular cryptocurrencies like BTC, ETH, or USDT, and enjoy smooth, secure transactions at any Visa-accepted outlet worldwide.
👉 Shop online or in-store securely with Visa acceptance globally
👉 Use contactless payments or enter a PIN when needed
👉 Stay informed with real-time transaction alerts for smarter spending
👉 Enjoy 3D Secure protection for safe online purchases
👉 Choose virtual-only or add a physical card for ATM access
👉 Withdraw SGD cash anywhere using your physical card
👉 Reload instantly using top cryptocurrencies — no bank needed
How to Get a Singapore Virtual Credit Card by Gpaynow
Enjoy immediate access to your funds without waiting for delivery, making online transactions easier and more secure! Here are the steps for how to get a credit card in Singapore. Follow the steps:
✍️ Go to the “Cards” section to view available Virtual Prepaid Card options.
✍️ Navigate to the “Card” to select your best options.
✍️ Navigate to the “Add Funds” or “Deposit” section if you haven’t funded your account yet.
✍️ Choose your payment method from available options like crypto or PerfectMoney.
✍️ Follow the instructions to transfer funds into your Gpaynow account and confirm that the deposit is successful.
✍️ Return to the “Cards” section once your account has been funded.
✍️ Select the virtual card Singapore you wish to purchase.
📝 Note: To ensure a smooth experience with your virtual prepaid card, complete your account profile by accurately filling out all required information and enabling Two-Factor Authentication (2FA) for added security. Regularly monitor your account for unusual activity and keep your security settings updated to protect your information and transactions.
Our Virtual Card Features
✅ Borderless Virtual Card: Usable worldwide without restrictions.
✅ NFC Support: Compatible with Google Pay, Apple Pay, Samsung Pay, Alipay, and WeChat Pay for contactless payments.
✅ 3DS Security: Two-layer protection, verifying location and previous transaction behavior for enhanced security.
✅ Issued by a US Bank: International virtual reloadable card backed by a reputable US bank.
✅ Cloud and VPS Payments: Supports payments for AWS, Alibaba Cloud, Amazon Cloud, Oracle Cloud, VPS services, Azure, and more.
✅ Digital Marketing: Enables Meta, Facebook, and Google ads payments.
✅ E-commerce Payments: Suitable for transactions on popular e-commerce platforms like Amazon, AliExpress, eBay, and more.
✅ Streaming and Entertainment Subscriptions: Use the card for Netflix, YouTube Premium, Disney+, HBO Max, Twitch, and other OTT platforms.
✅ Gaming Purchases: Supports PlayStation Plus, Xbox Game Pass, and other gaming subscriptions.
✅ Software and SaaS Payments: Covers payments for Adobe, Zoom, Grammarly, QuickBooks, Dropbox, and other software services.
✅ VPN Purchases: Ideal for buying VPN services such as NordVPN, ExpressVPN, and more, especially in regions with internet restrictions.
✅ Business Payments: Can be used for payments related to business formation, QuickBooks, Shopify, and LinkedIn Premium.
✅ Fitness and Wellness: Suitable for fitness subscriptions like Planet Fitness and Peloton memberships.
✅ Music Subscriptions: Supports Spotify, Apple Music, YouTube Music, and Amazon Music payments.
✅ Social Media: Pay for subscriptions and advertising on platforms like LinkedIn Premium, X (Twitter), Instagram, and Meta Verified.
✅ Subscription Management: Helps manage and pay for various subscriptions, including WSJ, New York Times, Audible, Microsoft, and more.
✅ Contactless Payments: Convenient for everyday services like Uber, Uber Eats, Doordash, and Walmart.
Pricing
We believe in offering transparent and competitive rates that cater to everyone’s needs. We understand that flexibility is essential, which is why we provide options for a virtual visa gift card at reasonable prices. Plus, you can access a Visa Credit Card Singapore with our special promotions, including a free virtual Visa card instantly for new users.
Click to Purchase A Card
Why Choose Gpaynow for Your Singapore Prepaid Card?
Gpaynow offers unmatched convenience, security, and control, tailored for Singapore’s digitally-savvy users, including freelancers, online shoppers, remote workers, and crypto enthusiasts. Our instant virtual credit card is instantly issued, reloadable, and optimized for seamless global and local transactions in Singapore Dollars (SGD). With full support for crypto top-ups like Bitcoin, Ethereum, and USDT, you can fund your card with digital assets and spend confidently, without linking to a traditional bank account. Whether you're managing subscriptions, paying bills, or shopping on global platforms, Gpaynow makes it private, fast, and secure.
✅ 24/7 Singapore-based support: Friendly local assistance whenever you need it
✅ Easy top-ups & instant activation: Fund your card with crypto and use it within minutes
✅ 3D Secure protection: Advanced encryption and authentication for safer payments
✅ Spending control features: Set your own limits for smarter budgeting
✅ Globally accepted: Use it at any Visa-supported merchant, online or in-store
✅ No hidden fees: Transparent pricing with zero annual maintenance charges
✅ Perfect for crypto users in Singapore: Spend in SGD while topping up with crypto freely
Explore Singapore Effortlessly with the Singapore Dollar Travel Card
Planning your trip to Singapore? Make every dollar count with a Singapore dollar travel card — the smartest way to manage your travel budget in Singapore. As more travelers shift to cashless, multi-currency solutions, the travel money card for Singapore has become a top choice for its flexibility, safety, and spending control. Whether you're booking Grab rides, dining at hawker centres, or shopping on Orchard Road, this card keeps your travel finances smooth and stress-free.
Here’s why savvy travelers prefer a travel money card when visiting Singapore:
✅No currency conversion fees: when spending in SGD, save up to 3–5% per transaction
✅Track expenses in real-time: with instant notifications and spending limits
✅Withdraw SGD from ATMs: across the island without excessive foreign card charges
✅Accepted everywhere Visa is used: perfect for hotels, dining, and transport
✅Top-up anytime with crypto or fiat: manage your wallet on the go
Smart Tips for Saving Your Travel Budget in Singapore
Singapore is known for its world-class experiences, but that doesn’t mean you have to overspend. With smart planning and the right tools, like a Singapore dollar travel card, you can explore more while spending less. Here are some practical tips to stretch your travel budget in Singapore without compromising on the fun:
✅ Use a travel money card: Avoid hidden currency conversion fees by paying directly in SGD with a travel money card for Singapore. It’s safer than cash and gives you better control over your spending.
✅ Get an EZ-Link or Singapore Tourist Pass: Save on transportation by using public trains and buses. Singapore’s MRT system is cheap, fast, and covers the whole island.
✅ Stay in budget-friendly areas: Consider accommodations in neighborhoods like Little India or Chinatown — they offer great access without high hotel prices.
✅ Eat like a local: Skip expensive restaurants and enjoy world-famous hawker food at places like Maxwell Food Centre or Lau Pa Sat for under SGD 5 per meal.
✅Shop smart: Look for deals at outlet malls like IMM or visit Bugis Street for affordable souvenirs.
✅Use free public Wi-Fi: Singapore has wide public Wi-Fi access, so skip expensive roaming charges and use Wi-Fi hotspots at malls, MRT stations, and public libraries.
FAQs - Singapore VCC
Can I Pay with Gpaynow in Singapore?
Yes! Gpaynow works flawlessly throughout Singapore, especially in key areas like Orchard Road, Marina Bay, and Changi Airport. Just link your account to an internationally accepted card or use your new card from Gpaynow to enjoy instant, tap-to-pay convenience at retail stores, online merchants, and everyday services. It’s fast, secure, and perfect for both locals and travelers.
Can Foreigners Get a Credit Card in Singapore?
Getting a traditional credit card in Singapore can be challenging for foreigners due to strict requirements like a valid work permit, residency card, and a local bank account. But there’s a smarter solution — Gpaynow’s Singapore virtual credit cards. No paperwork, no local account, and no hassle. Instantly issued, crypto-funded, and globally accepted with full 3D Secure protection.
Is There a Way to Buy Virtual Singapore Prepaid Credit Cards?
Yes! With Gpaynow, you can instantly buy a virtual Singapore prepaid credit card online in USD — no need for a Singapore bank account. Perfect for travelers, expats, freelancers, and crypto users, our virtual cards offer seamless global payments, enhanced privacy, and local usability, all backed by advanced security.
Can I use a virtual card at an ATM?
A standard virtual debit card is designed for secure online payments and doesn’t support ATM cash withdrawals by itself. However, Gpaynow offers the option to pair your Singapore virtual card with a physical card for full ATM access globally. This way, you enjoy the best of both worlds — digital convenience and real-world utility in SGD or other currencies.
Does Gpaynow virtual card support cross-border payments?
Absolutely! Gpaynow’s prepaid cards Singapore are built for seamless cross-border transactions. Whether you're paying for services in the U.S., shopping on international sites, or subscribing to platforms like Netflix or Spotify, your card works globally. Plus, with multi-currency support and crypto top-ups, managing global expenses has never been easier.
How to conveniently use virtual debit and credit cards to protect your credit card details?
Using a debit card in singapore is one of the safest ways to protect your real banking information. With Gpaynow, your virtual card comes with a unique number, CVV, and 3D Secure authentication. This means you can shop, subscribe, or pay online without ever exposing your primary bank card, keeping your financial data safe from fraud and misuse. You can also set spending limits and instantly freeze or replace your card if needed.
Can I Use a Singapore Virtual Prepaid Card for International Transactions?
Yes, you can! Whether you're booking international flights, buying from global retailers, or paying for online courses abroad, a single-use virtual cards from Gpaynow ensures your transactions are smooth, secure, and supported worldwide.
How do I reload my Singapore virtual prepaid card?
Reloading our virtual visa card is a straightforward process that ensures you can enjoy hassle-free shopping and secure transactions.
You can easily add funds using bank transfers or by converting a virtual visa gift card to cash.
Checking out the virtual prepaid Visa card review can help you choose the best methods for your needs, especially when using Visa virtual gift cards.
What fees are associated with using a Singapore virtual credit card?
Typically, we might encounter fees for activation, reloading, or international transactions.
With a Visa Virtual gift card, we can manage these costs effectively.
How do I get customer support for my virtual prepaid card?
With the right resources, getting the assistance you need for our virtual prepaid card can be straightforward.
